Motorcycle Insurance in Arizona

Just like vehicles, motorcycles must also heed to the state's insurance requirements. Unless the owner decides to add it to the existing auto insurance policy, car insurance does not protect the motorcycle. If a person is caught riding an uninsured motorcycle, they could be charged.

It is wise to have the bike insured because one cannot predict the events that happen on the road. For example, if one is involved in an accident and is severely injured, the person cannot file a claim for the injury if she or he is not insured. So as to avoid such incidence, it is good to be protected.

At Alliance Insurance Partners in Scottsdale, AZ, we provide motorcycle owners living in Arizona and other surrounding states with a variety of motorcycle insurance policies.

Liability insurance

This insurance helps the cyclist to pay for any damages caused to other people’s property or bodily injury from an accident. It pays for damages if the rider is at fault in an accident and the expenses could include repair and the replacement of the damaged property. The coverage also pays for hospital bills in case of injuries.

Uninsured and underinsured coverage

This coverage is crucial since an accident can occur where the cyclist is not at fault. Unfortunately, the person who causes the accident might be uninsured or underinsured. This action makes it hard for the damages to be repaid since the insurance is insufficient. This is the reason every motorcycle owner should have this policy, to avoid such problems in such events.

Collision and comprehensive

This policy does not consider who is at fault for an accident. It pays for the repair and replacement of the motorcycle. If another individual causes the accident, the collision policy covers the damages and then the insurance company claims for payments from the other person’s insurance. For comprehensive coverage, it pays for any damages done to the bike but not as a result of an accident.

Come to us for protection if you are in Arizona, and we will help you feel at peace when on the road. It is nice to stay safe without waiting for the damage to occur first. Come visit us today at Alliance Insurance Partners in Scottsdale, AZ or contact us to discuss a quote. Our aim is to ensure more protection for you and your motorcycle for Arizona dwellers and the surrounding state residents.