Home Insurance in Arizona

Unlike in many cases where auto insurance is mandatory, home insurance is not a legal requirement in many states. However, depending on circumstances, you will need to have it. For example, if you want to finance your Arizona home with a mortgage, the lenders will need you to have the insurance so as to protect your home. Home insurance is more of a financial security and investment.

At Alliance Insurance Partners, we help homeowners living in Scottsdale, AZ, and the surrounding states get the best policies to protect their homes. Some of the coverage that we offer includes:

Personal coverage policy

This policy covers personal items from theft and damage. This policy protects the low-value property, but the insured has to pay additional coverage to protect the high-value items.

Dwelling coverage

This helps the homeowners to repair or rebuild any structure in the home that might have been destroyed by natural disasters like fire and hail. The coverage ensures that the homeowner has enough funds to restore the home back to its initial state before the damage occurred.

Personal liability

If one has a visitor and the person gets injured inside the homeowner’s compound, then the owner is held responsible for the injury. This policy is here to protect the insured from such incidences. It caters for expenses like defense cost.

Medical coverage

Unlike the personal liability policy, this coverage is there to help the homeowner pay for hospital bills if a visitor is injured on the property but decides to solve the case outside the courtroom.

Loss of use

If a home is destroyed, and it becomes uninhabitable, the owners will have to look for a place to stay before it is rebuilt. This could even be in a hotel room, and this policy helps the homeowner pay for such accommodation expenses and any other associated cost.

These are just some of the many choices that we offer Arizona homeowners. Home insurance is crucial as one cannot predict unseen events. If you are in Scottsdale, AZ or the surrounding states, come to Alliance Insurance Partners for help, and we will ensure that you get a valuable piece of protection depending on your needs.