When shopping for car insurance, it is important to choose the right policy for your needs. Different types of auto insurance provide various types of coverage. Comprehensive auto insurance is one of these types of coverage. If you have questions about comprehensive auto coverage, the professionals at Alliance Insurance Partners, servicing Scottsdale, AZ, can help.

We offer comprehensive auto coverage from various carriers, so you can compare quotes to find the best policy for your needs. We can also answer your questions about comprehensive auto coverage. Here’s what you need to know.

What’s Covered by Comprehensive Auto Coverage?

Comprehensive auto coverage can repair the other driver’s vehicle if you’re at fault in an accident. Comprehensive auto coverage also pays to repair your vehicle if it’s involved in a collision, regardless of fault.

Comprehensive auto insurance also covers damage to your vehicle caused by non-collision events (like fire). If your vehicle is stolen, comprehensive auto insurance will pay to replace it. Finally, comprehensive auto coverage usually provides curbside assistance as well.

Who Needs Comprehensive Auto Coverage?

Most people who choose to get comprehensive auto coverage are people who have new vehicles in good condition. If you have a car loan from a bank, you may be required to get comprehensive auto coverage.

How Does Comprehensive Auto Coverage Compare to Liability Only Auto Coverage?

Compared to liability only, comprehensive auto coverage provides more coverage. Liability only coverage will only pay to repair the other driver’s vehicle if you are at fault in an accident.

Do you still have questions? Contact Alliance Insurance Partners, servicing Scottsdale, AZ. We can help you decide which type of auto insurance is best for your needs.