As a small business owner, you face risks daily that can cause setbacks to your enterprise. Knowing how to handle these risks is essential to the success of your business. Through commercial insurance coverage, you can not only protect a new business but help it expand and grow. Here are just a few of the many ways commercial insurance from Alliance Insurance Partners in Scottsdale, AZ can benefit your business.

General Liability Coverage

General liability insurance protects you against lawsuits in the event a customer suffers injury or property damage due to services or products your company provides. If a customer experiences accidental injury or property damage on your business property, liability coverage will foot the bill for expenses incurred and cover the legal expenses of a lawsuit if it should arise.

Business Property Coverage

If your property, equipment, or goods suffer damage or loss, business property coverage can help cover repair or replacement costs, protecting you from financial loss.

Business Interruption

Business interruption coverage kicks in when you have to close down your business temporarily due to a disaster that causes severe damage to your property. This coverage can help cover lost income, employee wages, rent payments, and the expenses of relocating to a new location while your old one is being repaired. This financial compensation can help you move forward.

Commercial Auto Coverage

If your business uses company vehicles for transporting products or people, commercial auto coverage can protect your drivers and business vehicles in the event of an accident. Commercial auto covers damage to your company’s vehicles and damages or injuries sustained by other drivers in accidents your employee’s cause.

These are just a few ways commercial insurance can protect your business. For more information on commercial coverage and costs, contact Alliance Insurance Partners in Scottsdale, AZ. We provide policies for over 28 states throughout the U.S.